Learn Credit the Legal Way
Many consumers unknowingly violate the FCRA or CROA because no one teaches them the legal approach. We’re here to change that
Why We Exist
Our platform empowers individuals and small businesses to navigate credit responsibly. By focusing on compliance, education, and transparency, we reduce errors, prevent fraud, and ease regulatory pressures on lenders and credit bureaus alike.
We’re building a system where financial literacy outperforms shortcuts, and honest businesses can thrive without fear of noncompliance. Learn, apply, and grow with confidence.
We teach the legal way to handle credit reporting and credit repair
Our programs and guidance focus on:
- Understanding the rules under FCRA and CROA
- Legally reporting accounts to credit bureaus
- Avoiding common mistakes that lead to disputes, penalties, or fraud
- Empowering businesses to operate without fear of noncompliance
Our education benefits the entire ecosystem: consumers gain knowledge, businesses gain trust, and the credit system becomes more accurate and fair.
Who We Serve
Forgotten Financial LLC empowers consumers, small businesses, and credit industry professionals by teaching the legal and compliant way to handle credit reporting and credit repair. We serve individuals who want to understand their rights and manage their credit responsibly, businesses that need to report accounts accurately while minimizing compliance risk, and credit bureaus, lenders, and data furnishers who benefit from fewer frivolous or duplicate disputes, more accurate tradeline data, and a significant reduction in compliance exposure and regulatory pressure.
Our focus is on education, transparency, and compliance, creating a system where honest practices thrive, financial literacy beats shortcuts, and the entire credit ecosystem operates more efficiently and fairly.
Why It Matters to the Industry
Frivolous credit disputes cost the credit system millions per year. Forgotten Financial LLC actively reduces this burden by teaching proper credit data management at the source. Our education helps data furnishers send accurate, legally formatted reports, resulting in fewer e-OSCAR disputes, fewer reinvestigations, and lower compliance risk for everyone down the chain.
© 2025 Forgotten Financial LLC. All rights reserved.
326 E Court Ave, STE 3019, Jeffersonville, IN 47130
Email: info@forgottenfinancial.com | Phone: (317) 932-7955
Forgotten Financial LLC provides educational guidance on credit reporting and compliance. Information on this website is for informational purposes only and does not constitute legal, tax, or financial advice.
We do not offer credit repair services and do not guarantee credit score improvement.
Our mission is to empower consumers, small businesses, and data furnishers with the knowledge to report credit the legal and compliant way—reducing disputes, fraud, and regulatory pressure across the credit industry.
🔒 Compliant with FCRA • CROA • GLBA
info@forgottenfinancial.com